Product changelog
New features, accuracy improvements, and fixes to the calculator and guides. We ship often, this is the running log. Everything here is live at the calculator.
June 2026
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Improved
Cleaner dollar figures across charts and reports
Chart tooltips and headline numbers — and the figures in your downloadable PDF report — now show exact whole-dollar amounts, like $1,234,567, instead of rounded shorthand like $1.23M. Compact axis labels keep the charts readable at a glance.
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New
Strategy Optimizer Pro
A new tab that finds your lowest-tax plan automatically. It sweeps Roth-conversion amounts and withdrawal order, scores each option by lifetime tax, ending estate, or IRMAA exposure, then recommends the winner, with a one-click Monte Carlo stress-test on the result and an "apply to dashboard" button.
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New
Social Security timing optimizer Pro
See every claiming age from 62 to 70 side by side, with break-even ages and the effect on your full plan. Couples get a joint-claim optimizer and a survivor-benefit model that shows what the surviving spouse keeps.
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Improved
More accurate survivor benefits
When the higher earner claims Social Security early, a surviving spouse is now correctly floored at the SSA widow(er)'s limit, so the projection no longer understates survivor income later in life.
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Fixed
Engine accuracy pass
A thorough review of the projection engine corrected a set of edge cases in the tax gross-up, the capital-gains and Social-Security interaction, and IRMAA for couples with an age gap. Numbers across the board are now tighter.
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New
New guides
Added nine "Can I retire at 60 with $1M?"-style guides covering common portfolio sizes at ages 60, 62, and 65, plus deep dives on the Rule of 55, 72(t) SEPP, the 0% capital-gains bracket, and a 10-years-to-retirement countdown.
Earlier in 2026
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New
Monte Carlo simulation Pro
Stress-test your plan against thousands of randomized market paths: success rate, median depletion age, sequence-of-returns risk, and a maximum-sustainable-spending solver.
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New
State income tax for all 50 states + DC Pro
Model state tax on Social Security, pensions, and account withdrawals, with the right exemptions, age gates, and caps per state. Paired with a state-by-state comparison hub and 51 individual guides.
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New
IRMAA Medicare surcharges
Medicare Part B income surcharges are now modeled on 2026 thresholds by filing status, including the two-year lookback that makes age 63+ income decisions matter.
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New
Dark mode & shareable links
A light/dark theme toggle across the whole site, plus read-only share links so you can send a projection to a spouse or advisor.